วันศุกร์ที่ 26 กันยายน พ.ศ. 2551

What Should I Look For When I Purchase A New Home?

Good question! It?s a good idea to think about what you should look for when you purchase a new home before you actually sign on the dotted line and pay. Buying a new home can be a rewarding experience if you do it right. Just make sure you protect yourself from any surprises down the line. You want to know some of the ways you can? Well, you may want to consider these tips before purchasing your new home:

1) Make sure you select a reputable builder when you purchase your new home! Do your research on the builder to find out about their past work. You can find out the type of work a builder has previously done by getting the names of the home communities established by the builder. Go to those particular communities and ask some of the homeowners if they have had any problems with that particular builder. You can also ask the homeowners what they like about their home builder.

2) Consider getting a home inspection done on your new home by hiring your own independent home inspector. You can find a certified home inspector via the American Society of Home Inspectors(ASHI) www.ashi.org. If the builder of the new home you?re considering to purchase won?t allow an inspection, then you may want to consider moving on to another home builder that will allow you to do this.

3) Investigate and research any easements that may be on the property you?re considering to purchase. This will save you headaches later on! Make sure the easements don?t affect your enjoyment of your property in the future.

4) Consider having a real estate attorney look over the real estate documents for your new home purchase. Especially your closing purchase documents before you sign them at closing.

5) Purchase title insurance! This will protect you when you purchase your home. Title insurance will provide you with protection if someone challenges you about being the property owner of your new home.

6) You may want to consider not purchasing your first new home in a new community that has been developed. Why should you do this you say? Well, for one thing, it?s a test run and all of the kinks may not be worked out yet. You may get stuck with a lemon! It might be better for you to wait until the builder has developed more communities in order for you to consider making a new home purchase.

7) Find out how long it will take you to travel from your home to work. Can you deal with your commute? If so, that?s great! If not, this may end your quest with that particular builder to purchase a new home with them.

Well, get the idea why it?s so important to think about certain things before you consider a new home purchase? Good, then start looking for your new home now with these tips and information to assist you when you?re in the process of considering making your new home purchase.

Nocita Carter is a writer and web designer that creates websites providing informative tips on various subject matter including personal finance tips on your personal finances at http://www.personal-finance-tips-for-you.com ; dating tips at http://www.mydating-tips.com and your choice of ebooks at http://www.ebook-corner-for-you.com

วันจันทร์ที่ 15 กันยายน พ.ศ. 2551

Retiring Abroad The Retirement Home of Your Dreams Can Be Yours

A new phenomenon with people in Western countries shows they are now buying their second homes abroad with a view to retiring there and their gaining a massive increase in living standards

Why? Because they can retire close to home and take advantage of vastly reduced living costs and enjoying their Golden years in luxury.

What are the advantages of retiring abroad?

1. Geography

For Americans anyway, as places such Central America are close by (just a few hours from US), flights are cheap and frequent.

That means, you gain a higher standard of living than your home country, but you are still near by. It seems that for Americans, Costa Rica presents both a closeness to home and a real step up in living standards.

2. Can a Less Expensive Lifestyle Also be a Better Lifestyle?

The answer is YES! Right now, comparable homes are 70% cheaper in Costa Rica than in the US Southern states.

Retiring abroad in Costa Rica on say, a pension of $2,000 a month will bring you a relaxed and comfortable lifestyle.

In the States or Canada, such an amount would just let you barely get by.

3. The Retirement You Deserve

Having worked hard all your life, you deserve to pass your silver years in enjoyment.

Instead of crowed cities, crime, pollution and runaway inflation, living in Costa Rica can mean pristine beaches, unspoiled nature, rolling hills, rainforest and bountiful wild life.

As for the local population, they are in a country friendly and glad to have you living in their country and their are plety of foreigners just like you who have retired abroad, so you will feel at home.

This is a place where serious crime is rare; where people have time to talk and enjoy themselves. Compare this to the daily drama of any American city.

4. Can Costa Rica Provide the Same Amenities as the American Cities then?

Americans are especially surprised to find everything they had at home, and more,when they retire abroad to Costa Rica.

They have the most modern communications, unlimited entertainment, a real nightlife and shopping with the world?s top brands. If you like golf, this is a golfer?s paradise fancy some fishing its fantastic! The list is endless.

5. Retiring in Costa Rica 1.01

The main reason people are now retiring in Costa Rica (from the US, Canada and Europe) is that the economy is booming, the country is modern and safe, and the government makes it easy for foreigners to do so.

The new land investors from abroad are given the same rights to land and property as Costa Ricans themselves. Add to that the fact there is no tax on your social security and inflation is in check there.

Remember that Costa Rica is only a three hour flight from many US cities. This means you are never far from home.

With excellent communications, the latest internet technology available (at very good rates), and some of the world?s best healthcare, one has to really question the choice of remaining at home or moving to Costa Rica.

Some Food for Thought

Inflation and security in the States are making life very difficult for those of retirement age and retiring abroad is an option more and more people are looking at.

Prices of places in Florida or California have price tags that restrict the average retiree.

As for lifestyle, crime, and crowding is making retirement a nightmare instead of a well deserved rest from your toils.

Thinking about Costa Rica, you can still find a bit of paradise at a cost you can afford, where nature is at its finest, where the food, the people, the infrastructure and laws all favor the retiree, rather than making them victims, as they are becoming now in the Western world.

If you are retiring abroad consider Costa Rica it has much to offer and you will have the time of your life.

More FREE info on retiring abroad and the beneifits of invest in land and to learn more about this fabulous country see the videos on our site, read the information and even win a free holiday to see for yourself at http://www.costaricalandlots.com